Harpal has a broad array of skills in Banking & Commercial Residential Real Estate including: Commercial Banking/Lending, Small Business Lending, Lines of Credit, Loan Origination, Underwriting Process, and Relationship Management. As a SBA Business Development Officer Harpal has ranked Top 5 for booking of SBA units and Dollars; producing, managing, and servicing government guaranteed SBA loans. At Advantage CDC Harpal is able to  share her valuable experience to small business owners all over California.