About Us

Group photo of the Advantage CDC team. Photograph by Estevan Studio.

Advantage CDC is an experienced SBA lender with a long history of successfully financing business expansion projects. The CDC was formed in January 1979 and has an active Board of Directors from government and private sector institutions, community organizations, and businesses, all of whom are committed to and supportive of the growth of small businesses in California. As a direct SBA lender in California, Advantage CDC also offers loan packaging and loan placement services throughout the country.

Our Advantage

Borrowers can trust that their needs and visions for their business will be prioritized. Our highly experienced team has collaborated with thousands of borrowers over the years, helping to navigate the SBA 504 lending process from the initial stages to funding a new loan for their commercial properties.

Our Mission

At Advantage CDC, our mission is to help small businesses in California navigate the SBA financing process.

We aim to create wealth for business owners and to contribute to a thriving economy that provides job opportunities for everyone in California.

Meet the Team

  • Ahmad Shafique

    President

  • Portrait of Ajay Patel

    Ajay Patel

    Vice President / Market Area Manager

  • Portrait of Vimal Patel

    Vimal Patel

    AVP, Credit Manager

  • Portrait of Simon Oh

    Simon Oh

    Vice President, Market Sales Manager

  • Portrait of Harpal Odienne

    Harpal Odienne

    Senior Vice President

  • Portrait of Austin Isler

    Austin Isler

    Credit Analyst

  • Portrait of Karen Canela

    Karen Canela

    Loan Processor

  • Portrait of Amanda Som

    Amanda Som

    Loan Processing Manager

  • Portrait of Itzi Gonzalez

    Itzi Gonzalez

    Loan Servicing Specialist - Controller

Board of Directors

  • Gloria Miller

    Gloria Miller

    Chairperson

    Senior Vice President/Small Business Manager at California Bank & Trust

  • Gustavo Lamanna

    Gustavo Lamanna

    Vice-Chairperson

    Attorney at Law

  • David Kimber

    David Kimber

    Secretary

    Sales and Marketing Director at Foreclosure Resolution LLC

  • Zahid Aziz

    Zahid Aziz

    Treasurer

    CPA with partner Miller Ward Aziz, an accounting corporation

  • Michael Allowos

    Michael Allowos

    Board Member

    President/CEO of Allawos & Company, LLC

  • Jari Faison

    Jari Faison

    Board Member

    D.D.S., Private Practice and Active staff of St. Francis Medical Center

  • Vaughn Lucas

    Vaughn Lucas

    Board Member

    Senior Vice President
    Market Manager
    Business Banking – Chase Bank