Own your business?
Own your building.
Take advantage of a long-term, fixed-rate, low down payment commercial real estate loan today.
Advantage CDC is a private not-for-profit corporation licensed and certified by the U.S. Small Business Administration (SBA) to provide low-cost, long-term SBA loans to assist eligible small businesses in California.
Today’s market rates
Fully Amortized Fixed Rates as of October 2025
Current SBA 504 Rates
25-Year
5.92%
20-Year
5.98%
10-Year
5.77%
Current SBA 504 Refinance Rates
25-Year
5.92%
5.99%
20-Year
10-Year
5.80%